There are two types of household insurance policies:
The Council is responsible for insuring its buildings. This is included in your rent; if you are a Leaseholder it is included in your service charge; if you are a shared owner the buildings insurance is charged directly to you by an invoice.
This is your responsibility and protects you against damage or loss of your possessions. The council provides a Tenants Contents Insurance Scheme that is available to the tenants of Folkestone & Hythe District Council.
For an application pack please email housing.service@folkestone-hythe.gov.uk should you have any further queries
Folkestone & Hythe District Council does not insure tenants' furnishings or belongings. We strongly recommend that you take out your own home contents insurance. This will cover you against damage from fire, flood, break-in, vandalism or accidents related to belongings.